Daraz Life

Best Way to Pay for Your Daraz Order

Whether you’re a new shopper or have been regularly using Daraz for a while now, you’ve most likely run into the dilemma of choosing which payment method to use. Daraz offers a variety of choices from cash on delivery to Visa card payments. But which one of these methods is best for you?

Bank Card Transactions

Purchasing products on Daraz with your bank card is one of the quickest and easiest ways to do so. All you need to do is enable ecommerce on your debit or credit card, and you’ll be able to make secure online purchases. Using your card will not only keep you safe and reduce possibilities of fraud, but it will also help you manage and track your expenses so you can stay on top of your finances at all times.

Not sure how to activate ecommerce on your card? We’ve got you covered. All you have to do is click on your preferred bank from our Payment Partners page. Scroll through the bank’s page to get all the information you need on ecommerce activation, mobile banking, card application, and more.

Credit Card Transactions

Credit cards can be useful tools for earning rewards, handling emergencies, and taking care of unplanned expenses when used carefully.

One of the most significant benefits of a credit card is the ease with which you can buy whatever you want and pay later as long as you stay within your credit limit. Another huge advantage is the ability to convert the complete amount of your purchases into low-cost EMIs, allowing you to repay it effortlessly over time. Additionally, using a credit card makes it easier to avoid frauds and losses.

There are many other perks of using your credit card on Daraz specifically. Credit card prepayments made through any of our partner banks will get you up to 15% off your purchase. On top of that, Daraz offers 0% EMI services as well. If you don’t already have a credit card, you can apply for one through Daraz! So, what are you waiting for?

Digital Wallets

Have no worry if you choose to use digital wallets like eSewa or IMEPay. To begin making payments using these channels, simply link your eSewa/IMEPay account to your Daraz account. After you’ve linked your accounts, you’ll be able to complete transactions in no time with just an OTP.

Cash on Delivery

This one is very self-explanatory. You can always use this option if you prefer cash transactions to digital payment options. Simply hand the payment amount to your delivery hero once your Daraz purchase is brought to your chosen address, and you’re done!

There you have it! When making a Daraz purchase, choose the payment option that best suits you. Remember that you may always alter your preferred payment method or experiment with multiple options to determine which you prefer. And as different payment methods have different benefits such as discounts and offers, always be on the lookout for super savings on Daraz. Contact customer service for more information regarding payment methods.

Happy Shopping!

5 Benefits of Paying Through Debit/Credit Card

The age of cashless transactions is just a few years away now. Many countries aim to go cashless in the near future. And, it’s time for you to take advantage of this new emerging trend in Nepal. Why you ask? Well, read on to find out as I list the benefits of paying through a Debit/Credit Card.


Convenience is the most apparent advantage of using cards. After all, you don’t have to always visit the bank or the ATM to get your money. By paying through cards online, you will never have to step out of the comfort of your home ever again. In fact, you could pay at any time via a computer or even your mobile phone.

For instance, just open your Daraz app, log in, browse through items, click buy and simply pay using your Visa Credit/Debit. It really is that simple and it won’t take you more than a few minutes. Say bye-bye to long queues at the bank or the ATM.


Paying online has many other benefits. You will no longer need to carry wads of cash. It’s also a safer and easier spending option when you are traveling. It’s very easy and you can use net banking to pay your utility bills.

Easy refund

You may have some bad experiences of not getting your refund on time when shopping online. By making payments online, you get the added advantage of having your funds credited to your bank account immediately in case you want to return a product. Since the funds get credited to your bank account immediately, you cut the risk of getting your refund delayed.  

Small gains

This may not seem that big but by paying online you can pay the exact amount without worrying about not having change or getting it back from the delivery person. Also, you can get awesome discounts from merchants when paying online. For instance, Daraz is offering 15% off on all card transactions.

Keep track of your spending

Paying online lets you keep track of all your transactions. Having a written record of your spending helps you in better budgeting and managing money.

So, there you go, if these points aren’t enough for you to get an online tech to write for us, then nothing will. Also, you might have known by now that Daraz has started accepting online payments through your Visa Debit/Credit from any Bank all over Nepal.  


Step 1: Activate Your Card

Dear customers, please note that your credit/debit card(s) need to be activated for online transactions before shopping on Daraz!  Contact your bank for further information.

Step 2: Select a Payment Method

At checkout select debit/credit card as a payment option.

Step 3: Enter Card Details

Input your card details and save them securely on our PCI-compliant platform.

Step 4: Place Your Order

Enter your OTP (received through SMS or email) if required and confirm your order.

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